Deferred interest
6 months
No interest if paid in full within 6 months.1
On qualifying purchases of $299 or more
Minimum monthly payments required.
Instrument & gear financing
Find your sound.
Choose your terms.
Explore special financing on qualifying Yamaha, Fender, Gibson and other gear purchases with the Synchrony Music & Sound credit card.
Powered by Synchrony (Music & Sound)
Apply now with Synchrony (opens in a new tab)Subject to credit approval. Already a cardholder? Ask our team about using your account.
Powered by Synchrony
(Music & Sound)
A financing option for your next instrument.
The Synchrony Music & Sound credit card gives you access to special financing on qualifying purchases. Compare the plans below, apply with Synchrony, and let our team help you choose the offer for your gear.
01 / Yamaha
More ways to make music.
Choose from 6, 18 or 36 months of special financing on qualifying new Yamaha guitars, amplifiers, drums, keyboards, pro audio and accessories.
Deferred interest
18 months
No interest if paid in full within 18 months.1
On qualifying purchases of $899 or more
Minimum monthly payments required.
Deferred interest
36 months
No interest if paid in full within 36 months.1
On qualifying purchases of $899 or more
Minimum monthly payments required.
For all deferred-interest offers: Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments may not pay off the balance before the promotional period ends.
02 / Fender & family
Your next signature sound.
For qualifying Fender, Jackson, Charvel, EVH and Gretsch purchases, including eligible Custom Shop models.
Deferred interest
18 months
No interest if paid in full within 18 months.1
On qualifying purchases of $799 or more
Minimum monthly payments required.
Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months.
0% APR · Equal payments
24 months
No interest with 24 equal monthly payments.2
On qualifying purchases of $1,499 or more
24 equal monthly payments required.
No interest is charged on the amount financed. Equal monthly payments are designed to pay off the financed amount over 24 months.
03 / Gibson
Make your next Gibson happen.
Choose 18 months of deferred-interest financing or 24 equal monthly payments on qualifying Gibson purchases with your Synchrony Music & Sound credit card.
Deferred interest
18 months
No interest if paid in full within 18 months.1
On qualifying Gibson purchases of $499 or more
Minimum monthly payments required.
Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months.
0% APR · Equal payments
24 months
No interest with 24 equal monthly payments.2
On qualifying Gibson purchases of $1,599 or more
24 equal monthly payments required.
No interest is charged on the amount financed. Equal monthly payments are designed to pay off the financed amount over 24 months.
04 / Everyday financing
For everything else on your list.
Shopping for another brand or another piece of gear? Explore 6-, 12- and 18-month deferred-interest financing on other qualifying purchases with your Synchrony Music & Sound credit card. Ask our team which plans are available for your purchase.
Deferred interest
6 months
No interest if paid in full within 6 months.1
On other qualifying purchases
Minimum monthly payments required.
Deferred interest
12 months
No interest if paid in full within 12 months.1
On other qualifying purchases
Minimum monthly payments required.
Deferred interest
18 months
No interest if paid in full within 18 months.1
On other qualifying purchases
Minimum monthly payments required.
For all deferred-interest offers: Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments may not pay off the balance before the promotional period ends.
Getting started
How Synchrony financing works
Apply online
Apply for the Synchrony Music & Sound credit card (opens in a new tab) online. All applications are subject to credit approval.
Contact us
Once approved, call Maxwell's House of Music at 812-283-3304. We'll help you choose your gear, confirm the financing offer and complete your order.
We ship or you pick up
After your order is complete, we can ship your gear to you or arrange pickup at our Jeffersonville store. Let our team know which option works for you.
A little clarity
Before you apply.
Understand the offer so you can plan your payments.
What does deferred interest mean?
Interest accrues during the promotional period. If you pay the promotional balance in full before that period ends, the accrued interest is not charged. If you do not, interest is charged from the purchase date. Minimum monthly payments are required and may not pay off the balance by the deadline.
How are the 24-month equal-payment offers different?
The 24-month offers provide 0% APR with 24 equal monthly payments designed to pay off the financed amount. They apply to qualifying Fender and family purchases of $1,499 or more and qualifying Gibson purchases of $1,599 or more. These are equal-payment plans, separate from the deferred-interest offers.
I already have a Synchrony Music & Sound card. What next?
Call Maxwell's House of Music at 812-283-3304 about using your existing account. We'll confirm product eligibility, the minimum purchase amount and the financing option, then help complete your order for shipping or in-store pickup.
What financing is available for other brands?
Everyday financing offers 6-, 12- and 18-month deferred-interest plans on other qualifying purchases. No interest is charged if the promotional balance is paid in full within the selected promotional period. Interest is charged from the purchase date if it is not. Call our team to confirm eligibility and any purchase requirements.
Do these offers apply to every purchase?
Product eligibility, payment terms and any minimum purchase requirements depend on the selected offer. Ask our team to confirm the offer for your specific purchase. All financing is subject to credit approval.
Ready for your next sound?
Start your application with Synchrony.
The application opens on Synchrony's website in a new tab.
Already approved? Call 812-283-3304 to place your order for shipping or in-store pickup.